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Errors and Omissions Insurance


What is an Errors and Omissions Insurance?

An Errors and Omissions Insurance policy protects the notary public by absorbing the costs of lawsuits resulting from the notary’s unintentional errors, mistakes, and/or omissions made during the performance of a notarial act.

Is it a legal requirement to obtain an Errors and Omissions Insurance policy?

No. However, it is highly recommended in order to protect the notary public from costly lawsuits that could result from unintentional mistake made in the execution of a notarization.

Does my Errors and Omissions policy also pay for my attorney’s fees?

Most Errors and Omissions policies generally cover attorney’s fees and other defense costs.

Will my Errors and Omissions policy assist me in the lawsuit pending against me for notarizing a document without the signer being present?

E&O policies do not generally cover improper notarial acts that were dishonest, fraudulent, illegal, criminal, malicious, libelous, or slanderous.

How much does it cost to obtain an Errors and Omissions Insurance policy?

Coverage limits for E&O policies generally vary from $10,000 to $100,000.

If my Errors and Omissions policy assists me against allegations of official misconduct, will I have to reimburse the costs for my legal defense?

Notaries are not required to reimburse Errors and Omissions Insurance companies for any money paid out.

Where can I purchase an Errors and Omissions Insurance policy?

An Errors and Omissions Insurance policy may be purchased from various insurance or bonding companies.