Everything a Notary Needs to Know About Acknowledgments

Notaries in every state are authorized to take acknowledgments, but this basic act is often misunderstood by both new and experienced notaries. An acknowledgment is a public declaration made by the signer of a particular document that he or she executed the document voluntarily as his or her free act and deed.  The acknowledgment, in a sense, solemnizes the execution of an instrument of writing. Documents usually requiring an acknowledgment include deeds, mortgages, and powers of attorney. The acknowledgment is the most common, and arguably the most important notarial act.

Courts have consistently upheld that the proper taking of acknowledgments by notaries public constitutes a very important quasi-judicial act, and a notary’s certificate of acknowledgment, when made as required by law, is conclusive as to the facts presented therein.  Even by the testimony of the notary, the facts set forth in a notary’s acknowledgment certificate cannot be impeached without the “clearest, strongest, and most convincing” evidence that the certificate is false. A notarial certificate is, therefore, a very powerful document in a court of law. For this reason, it is important that a notary never certify facts in a certificate of acknowledgment which are not true, including a statement that the signatory personally appeared if he or she did, in fact, not appear.

Many notaries believe that when taking an acknowledgment, all they have to do is witness a signature. To the contrary, an acknowledgment does not require the signatory to sign the document in the notary’s presence. The signatory is only required to declare that he or she executed the document at some point and that his or her signature on the document is genuine. Whether the document was signed two days prior, two months prior, or twenty years prior, the notary’s only concern is the sufficiency of the acknowledgment itself. The notary usually compels a proper acknowledgment by simply asking the signatory, “Do you acknowledge that you have executed this document voluntarily and that this is your genuine signature?” To this, the signatory must answer affirmatively.

It is equally important that the notary be certain that the signatory is executing the document voluntarily and does not appear to be signing it under duress. Notaries often find themselves in awkward situations involving elderly signatories and disgruntled family members trying to obtain power of attorney or some other legal authority over them. Family members often try to coerce these elderly persons or threaten them into signing a particular document. When a notary is asked to notarize a signature in this situation, he or she should ask that all family members leave the room so that the elderly person can be questioned separately. The notary must verify the person’s mental capability by asking him or her questions unrelated to the notarization, such as the current date, where they are located, or who our president is. The notary should also ensure that the person understands what they are signing and is not being coerced. In the absence of the notary’s satisfaction that the document is being voluntarily executed, the notary can and must refuse to notarize the signature.
It is always required, when taking an acknowledgment of an instrument of writing, that the notary execute an acknowledgment certificate which must be attached to or incorporated into the document presented. The requirements for the certificate vary by state.

Although all notaries can take acknowledgments, each state has different requirements as to how this simple act is to be done. Be sure to consult your state's laws or commissioning authority for detailed information for your state.

Legal Disclaimer: The American Association of Notaries seeks to provide timely articles for notaries to assist them with information for managing their notary businesses, enhancing their notary education, and securing their notary stamp and notary supplies. Every effort is made to provide accurate and complete information in the American Association of Notaries newsletters. However, we make no warrant, expressed or implied, and we do not represent, undertake, or guarantee that the information in the newsletter is correct, accurate, complete, or non-misleading. Information in this article is not intended as legal advice. We are not attorneys. We do not pretend to be attorneys. Though we will sometimes provide information regarding notaries' best practices, federal laws and statutes, and the laws and statutes of each state, we have gathered this information from a variety of sources and do not warrant its accuracy. In no event shall the American Association of Notaries, its employees, or contractors be liable to you for any claims, penalties, loss, damage, or expenses, howsoever arising, including, and without limitation, direct or indirect loss or consequential loss out of or in connection with the use of the information contained in the American Association of Notaries newsletters. It is your responsibility to know the appropriate notary laws governing your state. Notaries are advised to seek the advice of their states' notary authorities or attorneys in their state if they have legal questions. If a section of this disclaimer is determined by any court or other competent authority to be unlawful and/or unenforceable, the other sections of this disclaimer continue in effect.

Notary bonds and errors and omissions insurance policies provided by this insurance agency, American Association of Notaries, Inc., are underwritten by Western Surety Company, Universal Surety of America, or Surety Bonding Company of America, which are subsidiaries of CNA Surety.

Your choice regarding cookies on this site.

Our web site uses essential cookies to function and to optimize your site experience.
  • Click on the “Accept Optional Cookies” to agree that we may also use cookies to help us enhance site navigation and analyze performance and traffic on our website.
  • Click on the “Reject Optional Cookies” to disable all but essential cookies.
By visiting our website, you agree to our website Terms of Use and Cookie and Privacy Policy.